Have you always dreamed of having your very business but did not know how to get started? Starting your own business does not have to be confusing if you know where to begin. According to an article on Entrepreneur, it is ideas that can ignite into great businesses. The hardest part, of course, is turning your idea into something actionable where you can make money. Hard indeed, but not impossible. If you are really serious about starting your business than you have to take it one small step at a time. Block by block you can turn your business idea into a bunch of actionable blocks which in turn, can turn into that business of your dreams. If you follow the business road map, you should be able to get from idea to action with ease. Some of the steps that you will have to create for your business idea include: one page business plan, budget, legal entity, finding out where the money will come from, building your website, and testing sales. In another article, it warned that starting your own business is not for the faint at heart. You will encounter a lot of stress as you attempt to start your own business. If your heart is not fully in it, you will most likely fail. However, don’t be discouraged, the article continued with a few tips that you should focus on which included: conducting a self-inventory, developing your idea, testing the plausibility, and writing a business plan.

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A $450 annual fee for a credit card? Is that something a value shopper would consider?

According to a new article, value shoppers are doing much more than that – they’re actually seeking these cards out. It all has to do with the perks, and some savvy consumers and bargain hunters are realizing that they actually can save money of they’re good at using the points for stuff like travel and vacations.

If you’re interested in rewards credit cards, or curious as to which of the many offers you get in the mail are worth pursuing, then check out the link and see what works best for your desired lifestyle and spending habits.

How good are you with your finances? Do the basics completely elude you?

If so you need to start with simple concepts to help you gain control of your finances.

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If you’ve waited this long to file your taxes, you’re probably nt looking at getting money back as you would have filed sooner. Or maybe you’re just a procrastinator!

Regardless of the reason, if you haven’t done so already you’re looking at just a few hours left before you need to file. Remember this year we have the added factor of Obamacare as well.

There are plenty of great tools out there like TurboTax, but I’m the type that likes paying someone else to handle this stuff.

You can save plenty of money using apps on your smartphone, so in effect the phone can pay for itself over time. Check out the video above for tips like:

– Using Google Shopper to compare prices
– Bank ATM finder app for free ATM machines
– Track spending with apps like Mint to create a budget and sticking to it
– The Field agent app will actually pay you to scan pricing info!

There are other suggestions in this video worth learning about. The key is there are plenty of ways to use a smartphone to save or make money. It’s more than just a texting machine for your friends and hookups!