CATEGORIES

Consumers start seeking out premium credit cards

credit-card-1520400_640

A $450 annual fee for a credit card? Is that something a value shopper would consider?

According to a new article, value shoppers are doing much more than that – they’re actually seeking these cards out. It all has to do with the perks, and some savvy consumers and bargain hunters are realizing that they actually can save money of they’re good at using the points for stuff like travel and vacations.

If you’re interested in rewards credit cards, or curious as to which of the many offers you get in the mail are worth pursuing, then check out the link and see what works best for your desired lifestyle and spending habits.

Basics of your financial life

calculator-385506_640

How good are you with your finances? Do the basics completely elude you?

If so you need to start with simple concepts to help you gain control of your finances.

Read the rest of this entry »

Tax Day winding down

pretty girl holding cash

If you’ve waited this long to file your taxes, you’re probably nt looking at getting money back as you would have filed sooner. Or maybe you’re just a procrastinator!

Regardless of the reason, if you haven’t done so already you’re looking at just a few hours left before you need to file. Remember this year we have the added factor of Obamacare as well.

There are plenty of great tools out there like TurboTax, but I’m the type that likes paying someone else to handle this stuff.

Making a smartphone pay for itself

You can save plenty of money using apps on your smartphone, so in effect the phone can pay for itself over time. Check out the video above for tips like:

– Using Google Shopper to compare prices
– Bank ATM finder app for free ATM machines
– Track spending with apps like Mint to create a budget and sticking to it
– The Field agent app will actually pay you to scan pricing info!

There are other suggestions in this video worth learning about. The key is there are plenty of ways to use a smartphone to save or make money. It’s more than just a texting machine for your friends and hookups!

Can you afford your used car?

2009 Pontiac G8 GT X09PN_G8008

Many people choose to purchase a used car for obvious reasons – it’s cheaper than buying a new car of course. Still, that doesn’t mean every used car purchase makes financial sense, particularly when you are borrowing to pay for it.

This article explains why many people can’t really afford the used cars they are buying.

Read the rest of this entry »