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Making a smartphone pay for itself

You can save plenty of money using apps on your smartphone, so in effect the phone can pay for itself over time. Check out the video above for tips like:

- Using Google Shopper to compare prices
- Bank ATM finder app for free ATM machines
- Track spending with apps like Mint to create a budget and sticking to it
- The Field agent app will actually pay you to scan pricing info!

There are other suggestions in this video worth learning about. The key is there are plenty of ways to use a smartphone to save or make money. It’s more than just a texting machine for your friends and hookups!

How to gamble responsibly

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If you have never tried gambling before then you should definitely look into it as it is a great way to create a little excitement in your life every now and again. One of the easiest ways to gamble these days is through online casino websites, such as www.gamingclub.com/ca. They are freely accessible to anybody who has a computer and Internet connection. They offer thousands of different games free to play online with other people from around the world. But before you do this you should definitely think about how you plan on playing responsibly so that you can enjoy your gambling experience as much as possible.

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Can you afford your used car?

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Many people choose to purchase a used car for obvious reasons – it’s cheaper than buying a new car of course. Still, that doesn’t mean every used car purchase makes financial sense, particularly when you are borrowing to pay for it.

This article explains why many people can’t really afford the used cars they are buying.

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What’s next for gold?

stacks of gold bars

What’s next for gold? Who knows? The only certain thing is that you shouldn’t be getting advice from right wing nuts and Tea Party nuts who tried telling you the world was coming to an end. Did you see all those stupid commercials on Fox News when Glenn Beck was selling this stuff?

Here’s a good article that takes a hard look at where gold might go next after crashing the past three years. If you’re thinking of investing in gold, don’t take advice from clowns who are trying to convince you to buy it.

Mortgage debt moving in right direction

Henry Blodget highlighted this interesting chart from Bloomberg, which notes that American homeowners are nearly back in the black when it comes to aggregate mortgage debt. Read the article and you’ll see it’s still a complex picture, but rising home prices and the slow process of de-leveraging mortgage debt are definitely heading in the right direction. For many families, this will have a significant positive effect on their personal balance sheets.